Buying the bag of your dreams at Clasam is easy. You can either make a cash payment, i.e. pay for your bag in one go, or you can use our magic formula, a 0% interest financing solution for up to 48 months.
With this second option, you decide how you want to finance your purchase. There are no nasty surprises: the bag is yours from the very first payment, with no interest. There’s no paperwork: everything is done digitally in just a few clicks. Let our financial partner guide you.
What are the criteria for 0% financing and what documents do I need to provide? To be eligible for 0% financing, you must: – be Swiss or hold a C permit – be between the ages of 21 and 65 – have lived in Switzerland for at least 2 years. Your basic personal details (surname, first name, address, e-mail address, telephone number) and a copy of your identity card.
A 0% financing solution is available up to CHF 10,000, with monthly payments between 6 and 48 months. If the total cost of the bag is less than CHF 10,000, a deposit is possible, but not obligatory.
Example 1: the bag costs CHF 4’800, the credit is CHF 4’800 with a down payment of CHF 0.-.
Example 2: the bag costs CHF 4,800, and you wish to make a deposit of CHF 500, so the credit will be CHF 4,300.
If the total cost of the bag exceeds CHF 10,000, you must pay a deposit equal to the difference between the total price of the bag and the maximum financing amount.
Example: The bag costs CHF 13,500, the deposit is CHF 3,500 and the credit CHF 10,000.
